Platform for Digital Financial Services
Apache Fineract (\’fīn-,ә-,rakt\) is open source software for financial services.
Fineract provides a reliable, robust, and affordable solution
for entrepreneurs, financial institutions, and service providers
to offer financial services to the world’s 2 billion underbanked and unbanked.
Fineract is aimed at innovative mobile and cloud-based solutions,
and enables digital transaction accounts for all.
Fineract 1.x is a mature platform with open APIs (see releases below),
while Fineract CN (under development) is a cloud native, microservice architecture
also supporting open banking APIs.
Apache Fineract can be deployed in any environment:
cloud or on-premise. It can support front end interfaces on or offline, mobile or PC.
It’s extensible enough to support any organizational type or delivery channel,
and flexible enough to support any product, service, or lending methodology.
For any organization, big or small, it provides
the client data management, loan and savings portfolio management, integrated real time accounting,
and social and financial reporting needed
to bring digital financial services to a modern connected world.
Fineract 1.x compares well to other core banking systems
and draws from requirements in credit unions, microfinance institutions, and small non-banking financial institutions.
flexible product configuration,
KYC documentation support,
business rule sets,
and portfolio management.
It includes an open API that dates to 2011 and is deployed in relatively high transaction
Fineract CN operates on the principle that financial services are an innovative space
and so each fineract microservice encapsulates a domain that can be combined
with other microservices to create new platform offerings.
Fineract CN microservices can be combined to create new software platforms for
digital financial service providers.
Fineract CN is still in its early days, but preliminary tests have shown that a
simple single-instance laptop deployment of Fineract CN can process over
Fineract CN also includes a fully Apache-licensed backoffice UI.
Fineract 1.x began incubation at Apache in December 2015 and is used by
an active community of companies
who build solutions for both financial inclusion and fintech innovation.
The Apache Fineract community welcomes contributors who want to support the
Fineract technology. Our community builds everything from this website,
to the Fineract code to documentation and best practices information.
We especially welcome additions and corrections to the
documentation, wiki, and website to improve the user experience.
Bug reports and fixes and additions to the Apache Fineract code are welcome.
Helping users learn best practices also earns good karma in our community.
Users & Developers
If you use, build on top of, deploy or are building contributions and modifications to Apache Fineract, this is the list for you.
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Frequently Used Links
Community Demo Server (CI/CD)
Project management and documentation
Getting Started Guide
for Fineract 1.x (non-CN)
Here you will find guides about getting started, how to contribute, and build instructions.
Here you will find guides about handling pull requests, and dealing with code reviews.
Lists of security issues fixed in released versions of the Apache Fineract are available here.
Here you will find the source code for Apache Fineract.
Here you will find the source code for Apache Fineract Cloud Native. Pre-release version.
Here you will find the source code for this web site.